Sears and Kmart Offer Greater Financial Flexibility With Six Months No Payments, No Interest This Holiday Season

Customers spending just $99 on their Sears card qualify for this special financing promotion - another way Sears and Kmart are helping make Christmas shopping easier, more convenient and more affordable

In an ongoing effort to provide budget-conscious customers with greater financial flexibility this holiday season, Sears and Kmart are offering customers the opportunity to wrap up their holiday gift list and take six months to pay. Last-minute shoppers can still make the most of their holidays with special financing at Sears and Kmart. Customers who spend just $99 storewide are eligible for six months no payments, no interest with their Sears card, through Dec. 12 at Sears and through Jan. 2 at Kmart.

"We're doing our best to give customers more retail savings and more flexible financing options at a time when our customers really need them," said Aaron Caid, vice president and CMO, Sears Financial Services, Sears Holdings. "With weekly doorbusters, layaway - both in store and online - and now the opportunity to receive no payments, no interest for six months with their Sears card, customers will have more, smart options throughout the holiday season."

Customers without a Sears card can apply in any Sears or Kmart store. It takes just seconds and when approved, customers will get an additional $10 off their purchase as a statement credit. Additionally, when customers receive their Sears card in the mail they will get $20 in coupons toward their next purchases.

Other smart solutions include Sears' personalized and convenient shopping options through ShopYourWay™, which allows for shopping to revolve around the customer 24/7. With innovative options such as Web2Store and Sears' Personal Shopper, customers can get what they want, when they want and how they want when they shop in store or online. ShopYourWay provides the best of what Sears and Kmart can offer its customers - great prices everyday and a large assortment of brands, products and services online or offline through and, Web2Store and personal shopper, 1-800-4-MY-HOME and in-store visits.

Also, Real Time Price Check, which is available through the Blue Christmas Crew for Sears customers, means you'll have no regrets, and you'll always get the best price. We check the competitors' prices and meet or beat them. The pricing is current and Sears will match competitors' advertised prices on the same product giving the customer the lowest prices available.

Visit and for more information on special store hours, in-store deals and online sales to find the best value and savings for this holiday season.


FINANCE CHARGES accrue on a promotional purchase from the date of purchase at the rate in effect from time to time and all accrued FINANCE CHARGES for the entire promotional period will be added to your account if the purchase is not paid in full by the end of the promotional period or if you default under the card agreement. Making the minimum monthly payment will not pay off your promotional purchase in time to avoid FINANCE CHARGES. With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One® accounts excluded). Sears Home Improvement Account (sm) valid on installed sales only. Offer is only valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other credit promotional offer. Promotional offers of 14 months or more require minimum monthly payments as disclosed in the offer.

SEARS CARDS: APRs up to 26.49%, but if your account has a variable APR, the APR is up to 29.99% as of 09/07/09 and may vary. Lower rates may apply. Minimum FINANCE CHARGE: up to $2. An Annual Membership Fee on Sears cards of up to $45 may apply. See card agreement for details including when the default rate applies.

  Sears cards are issued by Citibank (South Dakota), N.A.

  About Sears Holdings Corporation

Sears Holdings Corporation is the nation's fourth largest broadline retailer with approximately 3,900 full-line and specialty retail stores in the United States and Canada. Sears Holdings is the leading home appliance retailer as well as a leader in tools, lawn and garden, home electronics and automotive repair and maintenance. Key proprietary brands include Kenmore, Craftsman and DieHard, and a broad apparel offering, including such well-known labels as Lands' End, Jaclyn Smith and Joe Boxer, as well as the Apostrophe and Covington brands. It also has the Country Living collection, which is offered exclusively by Sears and Kmart. We are the nation's largest provider of home services, with more than 12 million service calls made annually. Sears Holdings Corporation operates through its subsidiaries, including Sears, Roebuck and Co. and Kmart Corporation. For more information, visit Sears Holdings' Web site at

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SOURCE: Sears Holdings Corporation

CONTACT: Tom Aiello, Sears Holdings, +1-847-286-7387,, or Carolyn Goldberg, Euro RSCG Worldwide PR,

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